KYLGPT

Kentucky LGPT Rate Lookup

Look up Kentucky local government premium tax by address. KYLGPT helps insurance professionals find the applicable LGPT jurisdiction, tax code, insurance premium tax rate, and review evidence before a quote leaves the desk.

Built from the 2026-2027 Kentucky DOI Local Government Premium Tax schedule.

Try one lookupStart a 7-day trialView API docs
417
jurisdictions loaded
2026-2027
schedule year
3/day
public lookups
Try a lookup3 public lookups available today.

Checking address suggestions; manual entry is always available.

Try one address without signing up.

Start 7-day trialUse API access

Kentucky local government premium tax, without the PDF chase.

KYLGPT is built for insurance teams that need a practical way to confirm Kentucky premium tax jurisdiction, tax code notes, and schedule-backed rates while quoting or reviewing business.

What is Kentucky LGPT?

LGPT stands for local government premium tax. Kentucky cities, counties, and special districts can apply insurance premium tax rates that depend on where the covered risk is located and what type of policy is being reviewed.

How the lookup works

Enter an address and KYLGPT returns the selected jurisdiction, jurisdiction code, tax code, rate table, confidence information, and 2026-2027 schedule source details in one place.

Why address-level jurisdiction matters

A city name alone can be too broad for Kentucky premium tax. Address-level evidence helps distinguish city, county, and special taxing district results when boundaries affect the applicable rate.

Simple tiers for occasional lookup, production API use, and teams.

Paid plans include a 7-day trial with full plan quota during the trial period, including Kentucky LGPT API access for heavier lookup workflows.

Free

Always available

$0

  • 25 web lookups/month
  • Current-session history
  • Source year and warning notes

Pro

7-day free trial

$29/mo

  • 1,000 lookups/month
  • 2 API keys
  • Stored history
  • CSV export

Team

7-day free trial

$99/mo

  • 10,000 lookups/month
  • 10 API keys
  • Shared team history
  • Key-level usage

Enterprise

7-day pilot by request

Custom

  • Higher limits
  • SSO-ready path
  • Support SLA
  • Contract terms
Contact sales

Kentucky premium tax API access for rating systems and agency workflows.

Paid accounts can create scoped API keys, call the lookup gateway, and track monthly usage by key. The website enforces quota before calling the lookup microservice.

  • Bearer-token API keys stored as hashes.
  • Usage response includes used count, quota, and reset date.
  • Every completed lookup is written to history with source schedule evidence.
curl https://api.kylgpt.com/api/v1/lookup \
  -H "Authorization: Bearer kylgpt_live_..." \
  -H "Content-Type: application/json" \
  -d '{"address":"3307 Brenner Pass, Louisville, KY 40241"}'

Data accuracy model

Results include confidence and warning notes, not just a rate number.

Source schedule2026-2027 DOI LGPT
Boundary sourceKentucky GIS
Fallback behaviorExplicitly labeled

Built for Kentucky premium tax jurisdiction ambiguity.

The service keeps address-point, city, county, fire-boundary, selected-jurisdiction, confidence, and warning evidence together so insurance teams can see when a result should be reviewed.

Customer portal

Sign in to save lookup history, manage usage, and prepare API access.

FAQ

What is Kentucky LGPT?

Kentucky LGPT is local government premium tax. Cities, counties, and special districts can apply insurance premium tax rates that vary by jurisdiction and line of business.

How does KYLGPT find the right premium tax jurisdiction?

KYLGPT takes an address, checks the available jurisdiction evidence, and returns the selected Kentucky LGPT jurisdiction, tax code, rate table, confidence notes, and schedule year.

Why does address-level jurisdiction matter?

Nearby addresses can fall into different city, county, or special taxing districts. Address-level lookup helps insurance teams avoid applying a generic Kentucky premium tax rate when a more specific jurisdiction applies.

What schedule year does the lookup use?

The current lookup data is based on the 2026-2027 Kentucky Department of Insurance Local Government Premium Tax schedule and related tax code descriptions.

Is there an API for Kentucky premium tax rate lookup?

Yes. Paid plans are designed to support API access for rating systems, agency workflows, usage tracking, and lookup history.